IMPORTANT - Before you spend time researching insurance options:
To buy an insurance policy, you will need to qualify medically. Certain health conditions that are under control, or resolved, may seem fine to you and your doctors, but may present additional risks to an insurance company.
It is strongly recommended that you review the Medical Pre-Qualification Forms below. Then call Ray at 781-237-0004 to discuss any "Yes" answers and health history that may need further clarification. You do not need to fill them out, simply use them as a tool to review your medical history.
QUOTES - If you would like an idea as to what a policy might cost before we talk:
Please use the link below to provide us with some basic information about you. This form is a secure HIPAA Compliant way to include health history as well. We will search the marketplace for quotes based on your responses. Once completed, the quotes will be provided via a secure file sharing process.
Unless you ask for specific policy designs, we will prepare comparative quotes for both Traditional LTC and Hybrid Life/LTC policies, using a $5000 Monthly Benefit, 3 Year Benefit Period, and a 3% Compound Rider as a starting point. For couples, a Shared Care quote as well.
The Insurance Company Product Brochures linked below are for residents of most states. Please contact us to confirm and receive the appropriate brochures approved in your state.
To help you learn more about LTC Insurance options, linked below are a couple Consumer Brochures for your review. They can be used to help you develop questions for further discussion. These are not the only companies we use. It is a small sample of high quality options available. Company and product selection is determined by your individual situation.